Photo of Maricarmen Smith-Martinez


Maricarmen Smith-Martinez, PMP
Program Manager

With a nonprofit background in financial education and affordable housing, Maricarmen joined Bixal to apply her skills and knowledge to the development of the national HUD Housing Counselor Training and Certification Program. She transitioned into the program management team with strong initiative and leadership. Prior to Bixal, she served as a certified financial education specialist, providing instruction in financial literacy and supporting families on the journey to homeownership. Previously, as a Peace Corps volunteer in Costa Rica, Maricarmen strengthened community collaboration through training in organizational leadership and financial management. She also supported youth development, creating education initiatives to address issues such as girls’ empowerment, drug awareness and prevention, and conflict resolution.